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Investing3 min read
XIRR vs. CAGR: Your SIP App Might Be Showing You the Wrong Return
CAGR only works for a single lump sum investment. If you're investing monthly through a SIP, CAGR quietly overstates or understates your real return — XIRR is the number that's actually correct.
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The 1% You Don't Notice: How Expense Ratio Quietly Eats Your Mutual Fund Returns
A 1% difference in expense ratio sounds tiny. Over 25 years of compounding, it can quietly cost you more than a lakh in retirement corpus per ₹1 lakh invested.
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Section 80C Explained: A Quick Primer on Tax-Saving Investments in India
The ₹1.5 lakh deduction limit covers more instruments than most people use — here's what qualifies, and how to pick between them.
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How to Actually Plan Your Way to a ₹1 Crore Goal
Working backward from a target corpus to a monthly SIP number, and why starting early matters more than the return rate you chase.
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